Get a one-time $5 credit when you cash a check to your GoBank account through the Ingo® Money app. Use promo code Gbank5 by December 31, 2024.
All checks subject to review for approval. Fees may apply.
Why wait to cash a check?
We've teamed up with Ingo Money so you can cash your government checks, paychecks, and personal checks quickly and safely.
Here's how:
Download the Ingo Money App
The app is available in the App StoreSM for iOS devices or Google PlayTM for Android devices.
Enroll
Create your Ingo Money user profile and link your GoBank account right in the app.
Snap photos
Follow the prompts to take pictures of your check.
Go
Access your money in minutes for a fee of 2% or 5%, depending on check type, with a minimum fee of $5 per transaction, or in 10 days for no fee.
5 grand prize winners get $1,000 + 170 other $100 winners this Spring!
Enter for a chance to win by making a qualifying deposit of $100 or more to your Green Dot account from 3/26/19 – 7/23/19. Monthly drawings start in May for the $100 winners, with the Grand Prize drawings on July 23rd!
We recognize these are very difficult times, but please know that GoBank is here to provide the financial services you depend on every day. As a reminder, you can manage your accounts, check transactions and make payments online or through the app, as we continue to experience extended call wait times.
We know you have many questions, so please find below additional information about your account security, your health, and your account.
Please stay safe and take care of yourself, your friends and your family.
—From the GoBank family
Important: Second Government Stimulus Payment Information & More!
4 easy ways GoBank can help you quickly access the second Government stimulus payment and other Government benefits.
Need a replacement card? If you have misplaced your card and need to report it lost or stolen, log in to GoBank.com or the mobile app to request a new card1. Make sure the address we have on file is correct.
Expecting a second stimulus payment? If the IRS has your GoBank account information on file and you are eligible for the second stimulus payment, the IRS will automatically deposit it to your GoBank account, no action required. Please check IRS.gov for more information.
Have more questions? See our FAQ’s below. Or check IRS.gov.
Your security
Your money is safe with us; we are a member of the FDIC. Plus, as an FDIC-insured digital bank without traditional branches or banker’s hours, you won’t have to worry about your ability to bank with us.
Watch out for scammers. The Federal Trade Commission Consumer information division has current guidance.
Below are important FAQ’s that will be useful regarding the Government stimulus payment. For more info, please visit IRS.gov.
Who is eligible for a second stimulus payment?
Please check IRS.gov for information about your eligibility.
How do I find my AGI?
Your AGI (Adjusted Gross Income) can be found on:
-Line 11 on Form 1040 and 1040-SR (for tax year 2020)
-Line 8b on Form 1040 and 1040-SR (for tax year 2019)
Or if you have not filed 2019 taxes yet, your 2018 AGI can be found on:
-Line 7 of Form 1040Â
-Line 35 of Form 1040NR
If I am not required to file a tax return, am I eligible for a stimulus payment?
Yes, if you meet the eligibility requirement. While you won’t receive an automatic payment now, you can still claim the equivalent Recovery Rebate Credit when you file your 2020 federal income tax return.
Most Social Security retirement and disability beneficiaries, railroad retirees and those receiving veterans’ benefits do not need take any action to receive a payment. Earlier this year, the IRS worked directly with the relevant federal agencies to obtain the information needed to send out the new payments the same way benefits for this group are normally paid. For eligible people in this group who didn’t receive a payment for any reason, they can file a 2020 tax return. Please visit IRS.gov for more information on eligibility.
I am currently a College student, am I eligible for a stimulus payment?
This depends. If you are an independent on your most recently filed tax returns, you would be eligible for a stimulus check. If someone claimed you as a dependent on their tax returns, you would not be eligible.
Will my stimulus payment be considered taxable income?
No. The stimulus checks will not be taxable income.
Where is my stimulus check? Please visit https://www.irs.gov/coronavirus/economic-impact-payments to find out the status of your stimulus check. You can check the status of both your first and second payments by using the Get My Payment tool, available in English and Spanish only on IRS.gov. The IRS will update the tool with new information as necessary.
Will my stimulus payment arrive earlier than the scheduled delivery date?
GoBank will make your deposit available as soon as possible. Stimulus payments are not eligible for early direct deposit. Please visit irs.gov/coronavirus for more information.
Misplaced your card or need to order a new one?
You can order a new card by logging into your account.
Are government stimulus payments automatic for eligible taxpayers?
Payments are automatic for eligible taxpayers who filed a 2019 tax return, those who receive Social Security retirement, survivor or disability benefits (SSDI), Railroad Retirement benefits as well as Supplemental Security Income (SSI) and Veterans Affairs beneficiaries who didn’t file a tax return. Payments are also automatic for anyone who successfully registered for the first payment online at IRS.gov using the agency’s Non-Filers tool by November 21, 2020 or who submitted a simplified tax return that has been processed by the IRS. Please visit IRS.gov for more information on eligibility.
How much money am I going to get from the government stimulus? Please visit here for details. GoBank has no information regarding the amount of your payment.
Will my deposit get rejected since I closed my card/account?
The IRS will use the direct deposit information already in their systems to send the payments. If the IRS attempts to make a deposit to a closed account, the deposit will be rejected and returned to the IRS. The IRS will issue you either a paper check or a debit card. The IRS will automatically process any rejected stimulus payment in the form of a physical check, within 14 days, to the address you have on file with the IRS. Please visit IRS.gov for more information about your payment status.
Can I set up direct deposit or deposit a stimulus payment if a different name or social security number is listed on the payment?
Prior to setting up direct deposit or depositing your stimulus payment, please make sure the name and social security number on file with the IRS matches what’s on your GoBank account exactly. GoBank will not be able to deposit your stimulus payment if we are unable to match recipients.
Where do I find out more about how early direct deposit works for government benefits or payroll?
You can find more info here about our ASAP Direct Deposit™ program. Also here are some helpful FAQ’s regarding direct deposit.
Timing for early direct deposit depends on deposit verification and when receive notice from your benefits provider and may vary from pay period to pay period. Unemployment benefits are not eligible for early direct deposit.
This notice contains hyperlinks to www.cdc.gov, www.consumer.ftc.gov and www.who.int. GoBank does not provide, and is not responsible for, the products, services, or overall website content available on www.cdc.gov, www.consumer.ftc.gov and www.who.int. The GoBank Privacy Policy does not apply to www.cdc.gov, www.consumer.ftc.gov and www.who.int and you should consult the privacy disclosures on www.cdc.gov, www.consumer.ftc.gov and www.who.int for further information.
1Fees may apply. See your account agreement for fees, terms and conditions.
Card issued by GoBank, a brand of Green Dot Bank, Member FDIC
